Mortgage 101: Understanding Mortgage Basics| Joe Patee | E1539 | 1 CE | Meridian Classroom

This class goes into good depth on several loan programs available to buyers and the limitations that come with the each different program that your buyer may qualify for. This class covers lots of different lending terminology as well as concessions, appraisal issues, comparisons in different program offerings and final transaction requirements. RD/USDA lending, Fannie and Freddie, VA and Idaho Housing.

Joe’s Bio:

As Producing Branch Manager at Guild Mortgage, I’m committed to helping my clients understand their options for real estate financing and assisting them in making solid home loan decisions.

I have been recognized as a national leader in home loan origination with several perennial awards including “Top 1% Originator” by Mortgage Executive Magazine, “Top Originators” by Scotsman Guide, “Chairman’s Club” by Guild Mortgage and “President’s Club” by Guild Mortgage. My philosophy is simple: “You don’t need a sales pitch; you need solid information and advice.”

Outside of the office, I enjoy spending time with my wife, two beautiful kids, and Linda, the family Frenchie. On any given Saturday, you might bump into us hiking or biking in the Boise Foothills, strolling through the Farmers Market, or entertaining friends and family on our front porch. I recently ran my first 10k race and did well. I am happy to report this was the first time I’ve run that distance without stopping to walk, and I’m open to entering in future events!